Personal Finance

With Black Fridays offer here and there, Cyber Monday and the upcoming Yuletide season with all the attendant festivities, the possibility of overspending is very high. But if you don’t want to start the New Year, struggling to cope with…

When you reflect on your financial decisions in 2019, you may have some regrets. Maybe you incurred debt or didn’t put away as much as you intended for retirement. If that’s the case, you’re not alone. However, it is best if you make a…

In reality, accruing and maintaining wealth stems from smart personal-finance habits. By implementing the same personal finance habits used by many of the most successful entrepreneurs, you can dramatically improve your financial…

A millionaire personal-finance expert who retired at the age of 30 shares his best investment, life, and spending advice for anyone looking to exit the ‘rat race’. He credits a voracious focus on saving and investing, frugality, and…

When you look at your bank balance, do you see something like N2365.00 and you wish to see it improve to six or even seven digits, then, you may need to reassess your financial decisions and spending patterns. After all, oftentimes, the…

How to save money and be financially independent is a crucial financial lesson you need to inculcate in kids at a very young age. “It is very important for parents to have regular conversations with their kids and look for points in time…

Lend money to an enemy, and thou will gain him, to a friend and thou will lose him - Benjamin Franklin Business deals with family and friends most times do not go as planned. This is why most people tend to shy away from any business…

Many adults globally are attempting to achieve financial independence at a younger age. Financial independence is the freedom of not having to worry about working or being dependent on anyone else for your income. So, what is the easiest…

Achieving basic personal financial skills is one of the most important things you can do to live a healthy, happy and financially secure life. Your level of understanding around the fundamentals of budgeting, savings, debt and investing…

As you grow older, money mistakes can have bigger and bigger consequences. Financial mistakes can affect your ability to buy a home, put your kids through the university, advance your career or retire without worry. It can be hard to plan…